Calculate your retirement

The best ULIP in the industry at present is TATA AIG LIFE's INVEST ASSURE FLEXI...

The ULIP policy has great features which are listed below and the charges are lowest in the life insurance industry...

For the first two years, only 16% charges are deducted(84% invested), and for the next three years only 3% charges are deducted(97% invested). Later from the 6th year the whole premium amount is invested and that's a beauty... I have an excel file where you can input the Yearly Premium to pay and Rate Of Interest you assume to get, and you will get the result for the next 40 years...

You can download the excel file from this location:

Download File

Just edit the 2 cells, with black background and red text:
1. Premium, which is 25000 by default
2. ROI, which is 20% by default.

You will not believe, but the power of compounding is great. Compound interest is the 8th wonder of the world, I feel. Investing just Rs.25000/year will give you Rs.13,43,36,909!!! believe me 13 crores against an investment of just 10 lakhs.

Key features include:

* Provides security to your family in case of your unfortunate demise.
* Flexible Policy Term: You may choose the policy term from 5 years to 40 years depending on your needs.
* Flexible Premium Paying Term: You can choose premium paying term of 3, 5, 10, 15, 20, 25, 30, 35 or 40 years. You can also opt for a premium paying term which is same as policy term chosen by you.
* Flexible Sum Assured: The minimum sum assured is higher of 5 times or (policy term/2) times the annual premium.
* Seven Fund Options: Whole Life Mid-cap Equity Fund, Whole Life Aggressive Growth Fund, Whole Life Stable Growth Fund, Whole Life Income Fund, Whole Life Short-Term Fixed Income Fund, Capital Guarantee Fund, Large Cap Equity Fund.
* Minimum Issue age of 0 (30 days) and maximum issue age of 70 years with maximum maturity age of 80 years.
* Minimum Premium: Rs. 15,000 p.a.

It also has the critical illness insurance life as a rider.
To get life insurance quote online, contact me soon.