Insure yourself for lifetime with MAHALIFE GOLD, and get fixed income every year

Hi,

Today we are going to discuss the life insurance product which I like the most and I tell you I have made most sales of it.

Its MAHA LIFE GOLD.

The unique insurance plan which protects you till your 100th birthday. Yes, you get life time protection and guaranteed lifetime income until your 100th birthday! The best part of it is that you need to pay the premium only for 15-years...

So, its really the best deal where you pay the premium for 15 years and get yourself protected and secure your family's future till your 100th birthday. I bet you won't find a better deal anywhere.

The key features are listed below:

Key features:

* A guaranteed annual coupon of 5% of the sum assured every year for the rest of the insured’s term from the 10th policy anniversary.
* Yearly cash dividends are available from the 6th policy anniversary onwards (depending on Company performance).
* On death before the age of 100 or at maturity at age 100, the entire Sum Assured will be paid.
* The entire sum assured is paid tax-free as per current Income Tax Laws.
* The minimum age at entry is 30 days and maximum is 60 years.
* It has 4 Premium paying bands: 0-35, 36-45, 46-50 and 51-55 years. Premium from age 56-60 are age specific rates. So if your age is less you have to pay less. Start early and benefit from it.
* You will receive acheque every year for Coupons from the 10th policy anniversary onwards and towards Annual Cash Dividends from the 6th policy anniversary onwards.
* 15 days free look up period.

The cash dividends are like below:

Policy Anniversary	Annual Cash Dividend (% of Sum Assured)
6th-9th	3.1%
10th-19th	6.2%
20th & above	9.3%

If you manage to calculate carefully, then from 6th year you are getting 3.1% of Sum Assured, from 10th year 11.2% of Sum Assured and from 20th year 14.3% of Sum Assured and you are paying Rs.0 from the 16th year.

Lets see this with an example:

Suppose you are going for a Sum Assured/Coverage of Rs.10,00,000. Depending on your age, you have to pay a premium of Rs.87,000 if you are in band-1, for 15 years. i.e. 87,000 * 15 = Rs.13,05,000. From 6th year you will get 3.1% of 10lakh, i.e. Rs.31,000. Then from 10th year you will get 11.2% of 10lakh, i.e. Rs.1,12,000. So from 10th year your policy is free as you are paying 87,000 and getting 1,12,000. From 16th year you are paying Rs.0 and getting Rs.1,12,000. And from 20th year, you will be getting Rs.1,43,000.

Now, lets see other brighter side. You are paying in total Rs.13,05,000 and within those 15 years you are getting back Rs.7,96,000((31,000 * 4) + (1,12,000 * 6)). So, the total capital remained invested is 13,05,000 - 7,96,000 = Rs.5,09,000. And on this capital you are getting Rs.1,43,000 every year, i.e. a return greater than 28% per annum. And all other Tax benefits and Tax savings and security for your family are add-ons.

You can download the excel file from the below given link to understand it better:
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So, what are you thinking off?? Hurry up!!! Contact me and get a lifetime security...