Sunday, June 1, 2008

Real GOLD among all is INVEST ASSURE GOLD

Hi,

Today I wanna discuss with you regarding INVEST ASSURE GOLD, a whole life unit linked insurance plan from TATA AIG LIFE.

In this policy you have the coverage for lifetime or upto 100 years of your age. The key features are listed below

Key features:

* Flexibility to choose your premium payment term: 5 years or for the entire duration of the policy.
* Benefit period: For the entire life till 100 years of age.
* Facility to increase the premium through Top up Premium.
* Provides security to your family in case of your unfortunate death.
* Facility to increase the Sum Assured through Top up Premium.
* Gives you the flexibility to choose your fund based on your risk profile - Whole Life Mid Cap Equity, Whole Life Aggressive Growth, Whole Life Stable Growth, Whole Life Income, and Whole Life Short Term Fixed Income. You may choose to switch between the funds, anytime subject to certain conditions.
* Enables you to enjoy market-linked returns with a potential for higher growth.
* Opportunity to bring you additional income on funds that might have otherwise given you minimum returns in your savings account, subject to market performance.
* Loyalty Benefit: Additional 0.25% of units under the Regular Premium Account every 5 years provided the policy is in force.

The age is 30 days (minimum) to 70 years of your age (maximum). Now, imagine if you go for this life insurance policy for your new born baby, then you will cover his/her whole life with unlimited gains possibility.

The minimum sum assured is the higher of: (i) 5 times the annual regular premium or (ii) ((Annual regular premium)/2)/(70-age at entry). There is no cap on the maximum sum assured.

For example, if you are aged 35 years and want to pay the Annual regular premium of Rs.1lakh, the minimum sum assured that u have to take is Rs.17.5lakhs, which is a premium multiple of 17.5 based on your entry age. You also have the option to increase the sum assured by paying extra amount later as a Top-Up Amount at no extra charge..

Now for above example if you opt for a premium payment term of 5 years, i.e. if you pay 1lakh for 5 yrs, total 5 lakhs then on your 100th b'day you will get 9,38,34,040!!! Yes, a whoopping 9crores... and may be more...because this is assumed at 10% growth rate only...

And in case of your unfortunate death, your family gets the higher of sum assured or fund value.. i.e. your family gets Rs.17.5 lakhs or more....

So this is the real golden plan from TATA AIG LIFE...

Contact me soon to apply for this.

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